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Why you need a budget ~ forex trader yang berjaya di malaysia
2 weeks have passed since the beginning of 2016. I was looking at my ducky challenge and a small sense of satisfaction came to me when i saw that this challenge was right on track. My wife and i have been putting our initials to the chart everyday when we drop a dollar into ducky.
I then started a casual conversation with my wife about my grand plans of saving and budgeting -
“Hey, did you realise how much we spent just this one afternoon? We should be keeping track of all our expenses so that we......”
“Track everything for what? Whats the point of making our life so difficult? Wanna buy everything also must think so much!”
I guess i should just stick to our ducky challenge for now.
Budgeting is Spending!
That night, i pondered upon this conversation for a while and was thinking, yes indeed, why spending must think so much? Can buy just buy right? I thought i am a happy go lucky person?
But then again, i realise this one point. Yes, we should not be thinking so much about everything in life. YOLO yah (you only live once). And thats the reason why we should budget first before spending. Budgeting is spending freely on the object of your desire without feeling regretful afterwards. Thats what my 6 jars to financial freedom is all about! After all, i do in fact have a play jar where i should empty it every month.
With Chinese New Year just around the corner, it is absolutely crucial to have a budget to avoid overspending. Wish me luck on this though...its gonna be tough!
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